Years of experience
8+ Years
Previous experience
Worked with more than 300 clients
Education
B.A. in English from Ualbany
“Personal finance can get complicated quickly, but the explanation shouldn’t. I try to give readers enough context to understand what really matters, what questions they should be asking and what to consider before they make a decision.”
Editorial Process
Research
Using primary sources — government data, lender disclosures and peer-reviewed studies
Write
Clear plain language focused on helping consumers understand their options
Fact Check
Every article reviewed and verified by our team before publishing
The author researches and develops content using reputable sources, which may include government data, regulatory guidance and consumer finance research.
Latest Articles
- Banking
How do credit builder loans work?
How do credit builder loans work? Learn how payments, held funds, credit reporting, costs, and repayment can affect your credit-building plan.
John Alois
- Cash Advance
How do cash advance apps work?
How do cash advance apps work? See how eligibility, transfers, fees, and repayment typically work, plus key details to review before using one.
John Alois
- Debt Consolidation
What to Do When Debt Collectors Call You
Learn what to do when debt collectors call, including how to verify a debt, dispute errors, set contact limits and handle old debt or court papers.
John Alois
- Personal Loans
580 Credit Score: What Loans Can You Get?
Learn what a 580 credit score means for personal, auto, secured, FHA and federal student loans, plus how to compare borrowing costs.
