Years of experience
9+ Years
Previous experience
Financial Editor at Major Publication
Education
B.S. in Finance, The Ohio State University
“I believe that everyone needs to be educated about personal finance in order to live their best lives, so I approach my writing work as a teacher providing financial information that is truly useful in everyday life.”
Editorial Process
Research
Using primary sources — government data, lender disclosures and peer-reviewed studies
Write
Clear plain language focused on helping consumers understand their options
Fact Check
Every article reviewed and verified by our team before publishing
The author researches and develops content using reputable sources, which may include government data, regulatory guidance and consumer finance research.
Latest Articles
- Banking
What Is a Credit Builder Loan?
Learn what a credit builder loan is, how it works, who qualifies, and how making on-time payments may help you establish or improve your credit history.
Carolyn Young
- Cash Advance
What Is Earned Wage Access (EWA)?
Learn what earned wage access (EWA) is, how it works, who qualifies, its pros and cons, costs, and how it compares with alternatives.
Carolyn Young
- Debt Consolidation
Secured Vs. Unsecured Debt — What’s the Difference?
Learn the key differences between secured and unsecured debt, including interest rates, collateral, risks, borrowing limits, and examples.
Carolyn Young
- Personal Loans
How Many Personal Loans Can You Have?
Learn how many personal loans you can have at once, what lenders consider, and how multiple loans can affect your credit and finances.
