austin payne

Austin Payne

Personal Finance Writer

Years of experience

7+ Years

Previous experience

Content marketing at Origin

Education

B.B.A. in Marketing, Georgia Southwestern State University

“Money underscores every aspect of life, so it is arguably the most valuable thing to understand and orchestrate competently.”

Editorial Process

Research

Using primary sources — government data, lender disclosures and peer-reviewed studies

Write

Clear plain language focused on helping consumers understand their options

Fact Check

Every article reviewed and verified by our team before publishing

The author researches and develops content using reputable sources, which may include government data, regulatory guidance and consumer finance research.

Latest Articles

Can You Get a Personal Loan While Unemployed?

You may be able to get a personal loan while unemployed if you have another source of income. Learn what lenders may consider and how to compare options.
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Austin Payne

Does Applying for a Personal Loan Hurt Your Credit?

Applying for a personal loan can affect your credit score. Learn how hard and soft inquiries work and how to compare loans with less credit impact.
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Austin Payne
Woman researching whether you can get a personal loan while unemployed

Can You Get a Personal Loan While Unemployed?

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Worried man wondering if applying for a personal loan will hurt his credit

Does Applying for a Personal Loan Hurt Your Credit?

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